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🤝

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AfterWrap up

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Branch AUM

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Advisor Performance

Advisor	Clients	Sessions	Today	Alerts	Last Active
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AUM by RM

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Archetype Split

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HUMANE-AICompliant

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Quick Stats

Clients

Complete Rate

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Archetype Split

Risk Band

Product Type

AUM by Branch

CLIENT	FUND	NAV	DAY CHG	3Y RET	STATUS
Complete advisory sessions to track client funds

📋 New Session

Session Reference

W2603-001A

Module

💰 Wealth Advisory

—

S1 · Client Selection

👥 Select Client

🔍 Find Client

CBS Customer ID

Or Enter Mobile/PAN

📋 Clients

—

📦 Product Universe

Available Products

327

Active wealth products

By Category

Equity142

Debt85

Hybrid68

ELSS32

Top Providers

HDFC · ICICI · SBI · Axis · Kotak

✓ Products loaded and ready

NAV data as of —

📋 Step 1 · Holdings

Client

—

Add holdings

After holdings

📋 Client Profile & Holdings

Loading holdings…

Step 1 of 7 · Client & holdings

ⓘ Holdings matter

Why we look first

Existing holdings frame the recommendation. The engine factors them into drift, path selection, and held-badge surfacing on archetype cards. If none on file, we begin fresh — Path A by default.

No silent inserts

CAS or Excel uploads always pass through a confirmation step. RM and client review each parsed line before commit.

📋 Client Summary

S2 · Holdings & Investment Plan

📊 Financial Profile

💰 Investment Plan

Current Corpus

₹

Monthly Investment

₹

Time Horizon

years months

Monthly Income Expected (leave empty for growth mode)

₹

📋 Risk Assessment

Progress

Page 1 of 3

Questions

0/9

Answered

Current Score

—

Complete all questions

S4 · Risk Profiling

🧠 Past Experiences

Language

Before we look at any numbers — has money ever surprised you? Good or bad, anything that stayed with you.

Lost money in something that seemed safe

Watched someone close make a painful financial mistake

An investment worked out far better than expected

No major financial event — fairly steady journey

Growing up, how did your family approach money?

Invested actively — a parent tracked markets and talked about it

Carefully saved and planned — money was a family priority

Money was never discussed — kept private

It was always a source of stress or conflict

Have you ever started an investment and then stopped it before the goal — for any reason?

No — once I commit to something I see it through

Yes — and looking back I wish I hadn't stopped

Yes — it was genuinely the right call at the time

Never invested long enough to face that situation

📈 Risk Profile Preview

Your Answers

Answer questions to see summary

Score Breakdown

Past Behavior —

Present Situation —

Future Outlook —

Composure Factor —

Risk Bands

Conservative (1.0 - 2.0)

Moderate (2.0 - 3.0)

Aggressive (3.0 - 4.0)

📋 Your Profile

Client

—

Investment Plan

—

Your Risk Assessment

Your Foundation

What your finances safely support

7.2

/10

Your Resolve

What your instinct is ready to embrace

8.2

/10

Best Choice → your Foundation

Discovery stretches to your Resolve

S4 · Your Natural Choice

✦ Your Natural Choice

Your Natural Choice

Choice Computing surfaces the option that naturally fits your life — your goals, your comfort, your reality. We didn't choose. We revealed.

How we arrived here

... products across 9 asset classes

YOUR PROFILE — TWO INDEPENDENT READINGS

FINANCIAL CAPACITY

—

Your balance sheet — income, assets, liabilities, commitments

RISK DISPOSITION

—

Your instinct — how you respond to uncertainty and volatility

THESE READINGS + YOUR 5-YEAR HORIZON QUALIFIED

— products appropriate for your situation

EACH SCORED ACROSS SIX DIMENSIONS

Growth Certainty Liquidity Tax efficiency Inflation Risk fit

— fully ranked — three distinct paths emerged

NAV data as of —

✦ BEST CHOICE

Direct Plan

Matched to your Foundation

◇ SAFE HARBOUR

Direct Plan

Steadier. Fewer surprises.

◈ DISCOVERY

Direct Plan

Stretched to your Resolve

📊 What could your investment become in 5 years?

If markets are unkind

₹—

—

If markets are fair

₹—

—

If markets reward patience

₹—

—

Based on selected fund's historical performance

💡 See how different amounts grow

↻ Projections update as you type

Why this fund over 23 alternatives?

💪 Why You Can Trust This

How this fund has held up in rougher stretches

March 2020

COVID crash

Fell 32%

Recovered in 7 months

2018

IL&FS crisis

Still +8.2%

Outperformed peers

2008

Global crisis

Fell 52%

Recovered in 18 months

What this means for you

✓

Your 9-year horizon gives time to ride out 2-3 market cycles. This fund has never had a negative 5-year return.

✓

Your risk ability of 7.0 means you can handle occasional 25-30% drops. This fund's volatility is within your comfort zone.

✓

This fund's 3Y CAGR is 12.5%. It has delivered consistent returns in 8 of the last 10 rolling 3-year periods.

✓

Your composure is high. You're unlikely to panic-sell during downturns, which is exactly when this fund type recovers best.

📋 Advisory Summary

Client

—

Investment Plan

—

Risk Profile

—

Recommended

—

SIP Amount

—

S6 · Consent

✅ Consent & Declaration

📜 Investor Declaration

🪪 KYC Status

✓

KYC Verified

PAN-based verification complete

✍️ Digital Acknowledgement

⏱️ Execution Timeline

When should this investment be processed?

Now

Immediate

hours

📅 Investment will be processed immediately upon submission

📋 Platform

Operator

Kovidāra Advisors
Technology platform — not a SEBI Investment Adviser

Methodology

Patent-pending Choice Computing framework
Deterministic algorithmic decision-support

Grievance Redressal

SEBI SCORES Portal
AMFI Investor Helpline
1800-XXX-XXXX

⚠️ Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

📋 Session Complete

✅

Advisory Complete

W2603-001A

Client

—

Date & Time

—

S7 · Summary

📄 Advisory Report

TrustPath

Choice Computing Advisory Report

Client Information

Name: —
Age: —
City: —
Income: —

Investment Plan

Corpus: —
Monthly: —
Horizon: —

Risk Assessment

Risk Score: — | Band: —

Recommendation

Product: —
Category: —
SIP Amount: —

This advisory report is generated by TrustPath — Wealth Choice. The recommendations are based on MCDA/PROMETHEE-II analysis considering the client's stated goals, risk profile, and investment horizon. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

📤 Actions

📄

Download PDF

Full advisory report

📧

Email to Client

Send PDF via email

🖨️

Print Report

Physical copy

✨

Your Choice Story

Personalized narrative of your journey

✓ Session saved to database
✓ Audit trail recorded
✓ Compliance logged

🔄 Re-Assessment

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Comparison

Run re-assessment to see comparison

Generating portfolio recommendation…

Calling /api/v2/recommend

Client

—

Three Voices

Foundation ₹

—/10

Resolve ♥

—/10

Composure ◊

—/10

Risk Band

—

Portfolio Stats

Expected Return—

Volatility—

Sharpe—

Max DD est.—

Calibration

—

Your portfolio at the destination

Click any segment to see your three options for that slot

viewing — — of — slots

— · —%

—

Your three choices for this slot →

Why this is an ideal choice for you

— —

How this fund has held up in rougher stretches

Pick a slot to see this fund's history through softer years.

Long-term performance

—

5-year CAGR

—

3-year CAGR

What this means for you

For RMs: View Algorithm Details

PROMETHEE phi (Φ) is the net flow score from the per-slot ranking: positive flow against alternatives minus negative flow. Higher Φ = stronger fit per the criteria weights derived from this client's Foundation score. Best Choice, Safe Harbour and Discovery are the three archetypes the engine surfaces per slot — same scheme universe, different optimisation tilts.

Archetype	Scheme	Φ

Checking consent state…

Lock your natural choice.

Five declarations. One signature. Allocation freezes; advisory record begins.

THREE VOICES · CALIBRATION

FOUNDATION ₹

—

/10

RESOLVE ♥

—

/10

COMPOSURE ◊

—

/10

RISK BAND

—

INVESTMENT PLAN · RISK PROFILE

Investment Plan

—

Risk Profile

—

FIVE DECLARATIONS · ONE SIGNATURE

All five boxes must be ticked before the signature unlocks. Single signature applies to all slots — no per-row acknowledgment.

Suitability acknowledged. I confirm this recommendation is suitable for my financial goals, risk tolerance, and investment horizon. The portfolio matches what I have communicated about my circumstances.

Risks understood. I understand market-linked investments carry the risk of capital loss. Past performance does not guarantee future returns. The drawdown estimates shown are historical, not predictive.

Direct Plan disclosure. I confirm this is a Direct-Growth recommendation across all slots. Commission is ₹0.00. No third-party fees, kickbacks, or trail income flow to TrustPath or my advisor from these recommendations.

Platform disclaimer. I understand TrustPath is a technology platform operated by Kovidāra Advisors, not a SEBI-registered Investment Adviser or distributor. The recommendation surfaced here is a deterministic computational output of a patent-pending Choice Computing framework, generated from the inputs I have provided; no fiduciary advisory relationship is created by my use of this platform. Past performance does not predict future returns. I am solely responsible for evaluating this output against my own circumstances and making my own investment decision.

Execution responsibility. I acknowledge that execution will happen through my own channels — AMC accounts, broker, or BSE Star MF. TrustPath does not place orders on my behalf; the recommendation is the deliverable.

KYC STATUS

✓

Verified

PAN linked

DIGITAL ACKNOWLEDGEMENT

Required to enable submit —

EXECUTION WINDOW

⚡now

12hours

24hours · default

48hours

0 of 5 declarations · awaiting signature

Loading confirmation…

Recommendation locked.

Snapshot frozen. Hash stamped. Right rail unlocks the next steps.

✓

Recommendation locked

This session has been signed. The recommendation snapshot, declarations, and signature are stored against the client record.

Signed by—

Signed at—

Execution window—

Consent ID—

RECOMMENDATION HASH (SHA-256)

—

WHAT WAS LOCKED

SLOT	FUND (SELECTED)	WEIGHT	AMOUNT
Loading allocation…

NEXT STEPS

✨

Your Choice Story

Your record · open this when markets get loud

→

📄

Download Advisory Report

Full PDF with snapshot + story

EXECUTION

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For BSE StAR MF execution

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Execute via BSE API SIMULATE · MOCK

Routes through SOAP web service

SESSION RECORD

DECISION TIMELINE

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▾

DOORS WORTH OPENING

Cross-sell opportunities

Tap to review · — ▾

What's changing

Asset	Engine	Your selection	Δ

Reason for override

I, the advisor, confirm I have explained the engine's recommendation and the quantified impact to the client. The client has chosen to proceed with the adjusted allocation with full understanding of the trade-off.

Lock your natural choice.

THREE VOICES · CALIBRATION

INVESTMENT PLAN · RISK PROFILE

Investment Plan

Risk Profile

FIVE DECLARATIONS · ONE SIGNATURE

Recommendation locked.

WHAT WAS LOCKED

RM DIAGNOSTIC

NEXT STEPS

EXECUTION

SESSION RECORD

DOORS WORTH OPENING

Allocation must total 100%

You are overriding the engine's recommendation.

What's changing

Reason for override